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CONSUMER ALERT

'Phishing' attacks are used by computer hackers to imitate legitimate companies, typically via e-mails or through a legitimate-looking web site. Victims are asked to provide personal information such as passwords, PIN numbers, account numbers, social security numbers, debit card and credit card numbers in a reply email or at the bogus web site. Many people become victims of identity theft as a result of phishing attacks. Please be aware that Citizens Bank and Trust Company will NEVER ask you to disclose any personal information in the form of an unsolicited e-mail. Please contact us for more information or if you believe you are a victim of phishing.

Report suspicious activity to the FTC; send the actual spam e-mail to uce@ftc.gov. If you believe you've been scammed, file your complaint at www.ftc.gov, then visit the FTC's identity theft web site at www.ftc.gov/idtheft to learn how to minimize your risk of damage from identity theft.

FDIC

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