|
Telephone Banking - 24 Hour Automated Information and Transaction Center
Customers may access account information 24 hours a day, 7 days a week from any touch-tone telephone. Call 292-1033 or 1-800-436-5899.
Small Business Advantage Checking
 |
$100 Minimum deposit to open |
|
No minimum balance requirement |
|
No transaction fee for under 200 items |
|
200 or more items - $.25 per item transaction fee |
|
No monthly maintenance fee |
|
Non interest bearing account |
|
Visa Debit Card |
|
Text only statement |
Checking For Non-profits
|
$50 Minimum deposit to open |
|
No monthly service charge |
|
No minimum balance requirements |
|
Available to any non-profit organization that is considered tax exempt by Internal Revenue Service |
|
Check imaging front and back |
|
Interest bearing account |
Business Checking
|
$100 Minimum deposit to open |
|
No activity fees if per item count is less than 500 per month |
|
Activity fee per item over 500 items per month |
|
Monthly service charge if the daily ledger balance falls below $500 or average monthly balance of $2,500 |
|
Check Imaging front and back |
Business Plus Checking
|
$2,500 Minimum deposit to open |
|
Available to businesses operating as sole proprietorships |
|
Interest paid on daily balances of $2,500 or more |
|
Monthly service charge if the average daily balance falls below $2,500 |
|
Activity fees per item over 500 items per month |
|
Check imaging front and back |
Commercial Checking
|
$500 Minimum deposit to open |
|
Daily collected balance greater than $25,000 receive average 91-day T-bill rate as a credit toward fees |
|
Check imaging front and back |
Business Sweep Account
|
Consists of 2 accounts, business sweep checking and business sweep investment account |
|
$100 Monthly service charge |
|
Check charge, $.12 per check written |
|
Deposit charge, $.25 per deposit made |
|
Items deposited charge, $.10 per check deposited |
|
Customer may write checks |
|
ACH deposits |
|
Interest will accrue daily and be paid monthly |
|
Interest rate tied to the New York Federal Reserve Bank Fed Funds of the prior banking day |
|
Balance requirements will be determined at account opening |
|
Not FDIC insured |
Estate Regular Checking
|
No average balance requirements |
|
No service charge |
|
Unlimited check writing |
|
$13 and up charge for check printing with Clarke American |
|
Certificate of Qualification and death certificate required documentation before account opening |
Estate Check Plus
|
$500 average balance requirements |
|
$10 service charge if average balance is not maintained |
|
Interest bearing account with interest subject to change at any time |
|
Interest credited monthly |
|
Unlimited check writing |
|
$13 and up charge for check printing with Clarke American |
|
Certificate of Qualification and death certificate required documentation before account opening |
|
