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Officers & Directors CITIZENS BANCORP OF VIRGINIA, INC. (OTC BB - CZBT)
CITIZENS BANCORP OF VIRGINIA, INC. OFFICERS
Joseph D. Borgerding
President and Chief Executive Officer
Ronald E. Baron
Senior Vice President/Chief Financial Officer
Lynn K. Shekleton
Senior Vice President/Human Resources and Branch Administration
 
CITIZENS BANK AND TRUST COMPANY - SENIOR MANAGEMENT
Joseph D. Borgerding
President and Chief Executive Officer
Ronald E. Baron
Senior Vice President/Chief Financial Officer
J. Eric Roberts
Senior Vice President/Credit Administration
Lynn K. Shekleton
Senior Vice President/Human Resources and Branch Administration
BOARD OF DIRECTORS OF CITIZENS BANCORP OF VIRGINIA, INC. AND CITIZENS BANK AND TRUST COMPANY
Roy C. Jenkins Jr., Chairman
Irving J. Arnold
Joseph D. Borgerding William D. Coleburn
Frank P. Beale Joseph F. Morrissette
E. Walter Newman Jr. Jo Anne Scott Webb
Samuel H. West, Vice Chairman Jerome A. Wilson III
Biographical Information CITIZENS BANCORP OF VIRGINIA, INC. (OTC BB - CZBT)

Irving J. Arnold

Board of Directors Member
      Mr. Arnold is the Commissioner of Revenue of Nottoway County, Virginia. He also farms and owns West Creek Farms. Mr. Arnold has been a Director since 1977.
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Ronald E. Baron

Senior Vice President/Chief Financial Officer
      Ronald E. Baron joined Citizens Bancorp of Virginia on May 2, 2005 and serves as Senior Vice President and Chief Financial Officer for the holding company and its subsidiary, Citizens Bank and Trust Company. Mr. Baron's banking experience is extensive having most recently served as Senior Vice President and Treasurer at the Benjamin Franklin Bancorp, Inc. in Franklin, Massachusetts, since 1997. He also served in financial management positions at Bay Loan and Investment Bank and Bank of New England-Old Colony, N.A. both institutions located in Rhode Island. Mr. Baron was also employed as a Credit Officer for the Federal Deposit Insurance Corporation's Liquidation Division. Mr. Baron obtained his MBA degree from Providence College in Providence, Rhode Island.
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Joseph D. Borgerding

President and Chief Executive Officer
      Mr. Borgerding was elected as President and Chief Executive Officer of Citizens Bancorp of Virginia, Inc. (the "Company") and Citizens Bank and Trust Company, the Company's wholly owned subsidiary (the "Bank") on September 27, 2005. He was also elected to the Board of Directors of the Company and the Bank. Prior to his promotion, Mr. Borgerding was Vice President and Acting Chief Executive Officer of the Bank. From March 2003 until October 2004, he served as Vice President/Senior Loan Officer of the Bank. Prior to joining the Bank in 2003, Mr. Borgerding was employed by BB&T of Virginia and its predecessors, Central Fidelity National Bank, Wachovia Bank, National Association and F&M Bank in Nottoway and Lunenburg Counties from 1986 until 2003, and served as City Executive for the area encompassing Blackstone and Kenbridge, Virginia.
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Frank P. Beale

Board of Directors Member
      Mr. Beale is President of Invincia Corporation, an insurance agency, employee benefits, and safety consulting firm located in Chesterfield, Virginia. He is also Vice President and Partner of Coastal Fabrication Service, LLC of Chester. He was previously Senior Vice President and Partner with Manry-Rawls Corporation, an insurance agency, from 1977 to 2005. Mr. Beale was elected as a Director in May 2007.
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William D. Coleburn

Board of Directors Member, Mayor of Blackstone
      Mr. Coleburn is Editor of the Courier-Record in Blackstone, Virginia, and is a past President of the Blackstone Chamber of Commerce. Mr. Coleburn has been a Director since 2004.
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Roy C. Jenkins Jr.

Chairman of the Board of Directors
     Mr. Jenkins is the President of Roy C. Jenkins, Inc., an oil distributor whose main office is in Burkeville, Virginia. Mr. Jenkins is Chairman of the Board of Directors and has been a Director since 1982.
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Joseph F. Morrissette

Board of Directors Member
      Mr. Morrissette is the Mayor of Burkeville, Virginia and a retired Vice President of the Federal Reserve Bank of Richmond, Virginia. Mr. Morrissette has been a Director since 2002.
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E. Walter Newman Jr.

Board of Directors Member
      Mr. Newman is Vice President and General Manager of Newman Tire Company in Farmville, Virginia, and is a Magistrate for Virginia 's 10th Judicial District. Mr. Newman has been a Director since 2004.
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J. Eric Roberts

Senior Vice President/Credit Administration
      Mr. Roberts serves as Executive in Charge of Credit. Prior to joining the bank, Mr. Roberts had served as Commercial Loan Officer, First Citizens Bank, South Hill, Virginia (2000-2003), and Business Banker and Branch Manager of Wachovia Bank, South Boston, Virginia (1996-2000). Mr. Roberts was elected Town Councilman for the Town of South Boston in 2002 for a four-year term as well as appointed to the South Boston Planning Commission in 2001 for a five-year term. Mr. Roberts also serves as a member of the Lake Country Development Corporation and Southside Planning District Commission.
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Lynn K. Shekleton

Senior Vice President/Human Resources and Branch Administration
      Mrs. Shekleton serves as Senior Vice President/Human Resources and Branch Administration of the Bank. From May 2001 to October 2002, she served as Vice President and served as Assistant Vice President from May 1994 to April 2001. Mrs. Shekleton currently serves as a member of the Town of Blackstone Renaissance Partnership.
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Jo Anne Scott Webb

Board of Directors Member
      Ms. Webb is the President of Scott Pallets and Scott Transport, Inc.in Amelia, Virginia. Ms. Webb has been a Director since 1990.
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Samuel H. West

Vice Chairman of the Board of Directors
      Mr. West is a Certified Public Accountant and retired in 1998 from West, Crawley & Winn, the accounting firm he founded in Chester, Virginia, in 1974. Mr. West is Vice Chairman of the Board of Directors and has been a Director since 1994.
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Jerome A. Wilson III

Board of Directors Member
      Mr. Wilson is the Treasurer and Director of Blackstone Industrial Development, Inc. and Chairman of Nottoway County Industrial Development Authority. Mr. Wilson has been a Director since 1988.
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FDIC

Citizens Bank & Trust Company
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